The Intelligence Layer for your YNAB Plan.
Fintective transforms your financial data into actionable foresight. Spot anomalies, predict trends, and master your money with AI that works for you.
Double Dip Detected
Duplicate charge: $45.00 at Whole Foods on Mar 12
Spending Spike
Dining out up 40% vs. your 3-month average
New Merchant
First interaction recorded at "SaaS Co"
- 15+
- AI Detectors
- Zero
- Data ever sold
- 2 min
- To set up
How Fintective Works
Spend your time on actual planning - let Fintective do the heavy lifting.
Secure Sync
Connect your YNAB account via official OAuth 2.0. No passwords stored, ever.
Analyze
Our AI scours your transaction history to build a unique spending profile.
Investigate
Specialized detectors identify duplicate charges, budget leaks, and spending spikes.
Optimize
Get smart alerts and timely reminders, then act from a unified dashboard - your command centre for total financial control.
Your AI Detective at Work
Spend your time on actual planning and budgeting - let Fintective do the heavy lifting and be your financial protector.
Double Dip
Duplicate charge detected: $45.00 at Whole Foods.
Spending Spike
Dining out is 40% higher than your 3-month average.
New Merchant
First-time interaction recorded at 'SaaS Co'.
Your data is safe. Period.
Fintective uses bank-grade security standards. We never store your YNAB credentials.
AES-256 Encryption
Military-grade encryption for all stored data and tokens.
OAuth 2.0 Only
We never see or store your YNAB password — ever.
Zero Data Selling
Our business model is your subscription, not your data.
TLS 1.3 in Transit
Bank-grade encryption for every byte in motion.